Mutual funds from TIAA-CREF tend to be attractive because:
 

	TIAA-CREF is a true non-profit organization.  Therefore, like Vanguard, they offer their products and services at cost — the company makes no "profit" off you.  This allows their fees to be quite low.
	TIAA-CREF tends to be more fee-friendly to very small accounts (e.g., less than $10,000) than most other mutual fund companies (including Vanguard).  For very small accounts, we usually recommend TIAA-CREF for that reason.

For more information on TIAA-CREF, see
 

	"The Biggest Fund you Never Heard of," an excellent article from Business Week magazine in 1999.
	TIAA-CREF's website.